verifi partners with Cambridge & Counties Bank to support its bespoke asset finance strategy
Specialist lender Cambridge & Counties Bank has selected verifi’s virtual inspection platform to streamline its asset verification process and accelerate payouts.
We are proud to announce that Cambridge & Counties Bank (CCB) has adopted verifi’s virtual asset inspection platform to support its rapidly growing asset finance division.
This partnership highlights how leading specialist lenders are adopting highly targeted technology to enhance, rather than replace, human expertise.
Bespoke lending, powered by technology
Cambridge & Counties Bank stands out in the market by actively avoiding "one-size-fits-all lending through frustrating digital portals". Instead, it relies on an experienced frontline team to manually assess and underwrite deals across a highly diverse portfolio, ranging from agricultural and construction equipment to specialist and classic cars.
Verifying the condition and existence of these unique assets traditionally requires time-consuming physical inspections that can delay funding. By integrating self-certifi, CCB empowers its brokers, and dealers to conduct their own secure asset inspections in minutes using a mobile device. This digital efficiency removes friction, allowing CCB’s expert team to focus entirely on structuring the right deal for the client.
Uncompromising surety for specialist assets
For a bank that finances high-value and specialist assets, establishing irrefutable "proof of existence" is critical. The partnership includes the deployment of spuuf, verifi’s proprietary fraud mitigation technology. spuuf operates as a "silent hand," instantly validating the authenticity of every image. This ensures CCB can offer the speed of a digital process without compromising on the rigorous risk protection required for complex manual underwriting.
In its latest annual results, Cambridge & Counties Bank announced that its Asset Finance book grew 45% to £241 million in FY2025, including a record £46 million increase in its Classic, Vintage & Sports car division. The growth reflected a strong focus on delivering for brokers and investments in technology which support enhanced service.
Jonathan Garnett, verifi co-founder, commented:
"Cambridge & Counties Bank's commitment to manual underwriting and relationship-led banking is exactly why verifi is such a logical fit. We aren't here to automate the lending decision; we are here to remove the friction in that process. By delivering high-quality, consistent asset data in an accessible format directly to their underwriters, we are helping CCB make their bespoke lending decisions faster and more securely than ever before."
Glen Christie-MacAllan, Head of Asset Finance at Cambridge & Counties Bank, said:
"There is heightened demand from businesses, and the finance brokers that work for them, for competitive asset finance funding. Through our tailored lending approach, Cambridge & Counties Bank is very well positioned to serve this market. Partnering with verifi allows us to significantly streamline our asset verification processes and reduce the time taken to payout, whilst ensuring our frontline team continues to deliver the highly personal, expert service our partners rely on."
About Verifi Asset Protection Limited
verifi is a professional and trusted provider of leading-edge technology for banks and asset finance providers. The company’s "self-certifi" inspection platform allows finance customers and dealers to conduct their own asset inspections via a mobile device, eliminating the need for traditional, in-person inspections. verifi’s proprietary technology, which includes real-time image validation and geo-location tools, helps lenders mitigate fraud and risk at all stages of the finance lifecycle.
For more information or to arrange a demo of our platform, please contact us at [email protected]
About Cambridge & Counties Bank
Launched in 2012, Leicester-headquartered Cambridge & Counties Bank has grown into one of the UK’s leading specialist banks. With additional offices in Manchester, Sheffield and Reading, Cambridge & Counties Bank offers a range of dedicated property and asset finance solutions to businesses, professional property investors and entrepreneurs, including a suite of business savings accounts.
Customers – and the commercial finance brokers who work on behalf of them – sit at the heart of the relationship-based business model.
Co-owned by Trinity Hall, a college of the University of Cambridge, and Cambridgeshire Local Government Pension Fund, Cambridge & Counties Bank has a highly experienced management team led by Chief Executive Officer Donald Kerr. We hold the B Corp Certification, one of the most prestigious independent assessments of accountability and corporate transparency.
For further information, please visit www.ccbank.co.uk or call 0344 225 3939.
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